Showing posts with label BANKING MATERIAL. Show all posts
Showing posts with label BANKING MATERIAL. Show all posts

### Complete SBI PO Examination Study Plan 2018

SBI PO Study Plan 2018
Hello students as you all know SBI has released the official notification for SBI PO recruitment 2018 and exam dates of SBI PO 2018 are already out and you all must have already started your preparations for the SBI PO Examination 2018. As the preliminary examination of SBI PO 2018 is going to take place in July so it is the crucial time to put your all efforts to crack this exam as the competition is going to be really hard-hitting. Candidates you still have two months for the preparations so don’t lose your hope; have a positive attitude and work hard to hit your goals. For helping you out in this crucial time we are providing you a study plan which is a weekly based study plan and is going to help you in scheduling and managing your time.
As in any exam there are different requirements for the different sections because there are some topics which require more time and some topics are those which want less time so we have to plan our time table according to these topics. As we have not extra time to waste on the unnecessary things so it’s better to well plan your schedule and study according to this.

So in this article we are providing you a study plan which is a weekly based study plan and this will help you in dividing your topics weekly wise and to prepare them according to the time they required. So you have no need to look here and there just do not waste your time, adhere to the study plan and you will surely be able to achieve your goals. This plan is prepared as a result of analysis of SBI PO 2016 and 2017 examinations.

Study Plan for SBI PO 2018
 WEEK REASONING QUANT APTITUDE ENGLISH First Week Distribution/ Comparison based Puzzles(2-3 Variables), Direction and Distance, Order and Ranking, Blood Relations DI (Bar Graph, Pie Chart), Number Series, Simplification, Approximation Quadratic Equations, Percentage, Ratio and Proportion, Partnership Reading Comprehension, Cloze Test, Error Detection, Sentence Improvement, Idioms and Phrases Second Week Box and Floor Puzzles (1-2 Variables), Coding-Decoding, Data Sufficiency DI (Line Graph, Tabular), Number Series, Simplification, Approximation Quadratic Equations, SI and CI, Average, Time, speed and distance Reading Comprehension, Cloze Test, Error Detection, Sentence Completion Third Week Linear Arrangement(Direction- Same/Opposite, North/South; 1-2 Variables), Syllogisms DI (Caselet, Bar Graph+ Tabular), Number Series, Simplification, Approximation Quadratic Equations, Mixture and Alligation, Time and Work, Pipes and Cisterns Reading Comprehension, Cloze Test, Error Detection, Fillers(Single/Double) Fourth Week Circular/Square/Rectangular Arrangements(Direction-Inward/Outward; 1-2 Variables), Machine Input-Output, Inequalities DI (Bar Graph + tabular, Pie Chart + Tabular, Line Graph + Tabular), Number Series, Simplification, Approximation Quadratic Equations, Problems On Age, Problems On Trains, Reading Comprehension, Cloze Test, Error Detection, Sentence Rearrangement Fifth Week Mixed Puzzles, Alpha Numeric Sequences, Critical Reasoning DI (Bar Graph, Pie Chart), Number Series, Simplification, Approximation Quadratic Equations, Boat and Stream, Permutation and Combination, Probability Reading Comprehension, Cloze Test, Error Detection, Sentence Connectors 6th & 7th Week Mock Test Mock Test Mock Test

As you all have prepared according to the study plan, now it is the time for evaluation. Self evaluation is very important; if you will self evaluate yourself then only you will come to know your weak as well the strong points. Last 10 to 15 days are very crucial, in this period you should evaluate yourself by solving the previous year question papers and give a final touch to every topic, because if you will not give a review to the learnt topics then they will be washed away because most of the topics which you have not given a review fades away with the time. So it is good to give a fresh look to every topic and work on your weak points and strengthen your strong points.
In these crucial days just go through the SWOT Analysis. SWOT stands for (Strength, Weaknesses, Opportunities, and Threats). This will help you in building your self confidence which is a key to get the success in any field. Let us explain this strategy in brief.

S stands for Strengths:  go through the topics and evaluate yourself that in which topics you have a strong hand and prepare them well and make them an instrument for the fight.  Learn these topics on your fingers so that you can attempt such type of questions in the exam with full accuracy. In simple words you can say just work on your strengths.
W stands for Weaknesses: work on the topics, in which you are weak, practice them more frequently and try to improve your command on these topics.
O stands for Opportunities:  utilize the opportunities at a right time, this means that the topics in which you have a strong hand try to attempt those in the exam with more accuracy and in less time. This will help in saving your time for the other questions.
T stands for Threats:  this means to say that stay away from the threats such as the negative marking threat. Focus on the quality of the answered questions not on the quantity. Try to attempt the maximum questions with accuracy. Leave the questions in which you have any doubt. Attempting the doubtful questions can ruin your dream of becoming a banker.
Use these all strategies to achieve your goals. Best of luck students!!!

### TYPES OF BANK ACCOUNTS IN INDIA GENERAL AWARENESS STUDY NOTES FOR BANK EXAMS

TYPES OF BANK ACCOUNTS IN INDIA

GENERAL AWARENESS STUDY NOTES FOR BANK EXAMS
You know that BANKING AND GENERAL AWARENESS section is most important in bank exams in PO and Clerk and for other competitive exam. If you want good score in bank exam then you have to score good in general awareness section. The questions in this section given from current affairs and static GK form Indian banking System. So we are providing the static GK (banking GK) for bank exams. It will be very helpful in exam, you should study General Awareness from www.GovtJobsPortal.in, stay updated as well as prepare for General Awareness or banking section which is given in BANK EXAM SBI AND IBPS. Today’s topic is TYPES OF BANK ACCOUNTS IN INDIA. This is the one of the most important topic in general awareness section in bank exam. There are very frequent questions from this part asked in many exams earlier. Just have an overview and read it carefully, it will be helpful in exam.
TYPES OF BANK ACCOUNTS IN INDIAN BANKS
a)     Savings Bank Account
b)     Current Deposit Account
c)      Fixed Deposit Account
d)     Recurring Deposit Account.
e)     FCNR Deposit Account
f)       NRO Account
g)     NRE Account
Savings Bank Account in India
This type of account can be opened with a minimum initial deposit that varies from bank to bank. Money can be deposited any time in this account. Withdrawals can be made either by signing a withdrawal form or by issuing a cheque or by using ATM card. Normally banks put some restriction on the number of withdrawal from this account. Interest is allowed on the balance of deposit in the account. The rate of interest on savings bank account varies from bank to bank and also changes from time to time. A minimum balance has to be maintained in the account as prescribed by the bank. Interest rate is paid to the account holders on daily balance basis.
Current Deposit Account
This type of bank account used to save current deposits. Big businessmen, companies and institutions such as schools, colleges, and hospitals have to make payment through their bank accounts. Since there are restrictions on number of withdrawals from savings bank account, that type of account is not suitable for them. They need to have an account from which withdrawal can be made any number of times. Banks open current account for them. On this deposit bank does not pay any interest on the balances. Rather the account holder pays certain amount each year as operational charge. For the convenience of the account holders banks also allow withdrawal of amounts in excess of the balance of deposit. This facility is known as overdraft facility.
Features of Current Accounts :
(a) The main objective of Current Account holders in opening these account is to enable them (mostly businessmen) to conduct their business transactions smoothly.
(b) There are no restrictions on the number of times deposit in cash / cheque can be made or the amount of such deposits;
(c)  Usually banks do not have any interest on such current accounts.   However, in recent times some banks have introduced special current accounts where interest (as per banks' own guidelines) is paid
(d) The current accounts do not have any fixed maturity as these are on continuous basis accounts
Fixed Deposit Account (also known as Term Deposit Account)
This type of bank account in India used to save money for long period. Many a time people want to save money for long period. If money is deposited in savings bank account, banks allow a lower rate of interest. Therefore, money is deposited in a fixed deposit account to earn interest at a higher rate.
Recurring Deposit Account
This type of account is suitable for those who can save regularly and expect to earn a fair return on the deposits over a period of time. While opening the account a person has to agree to deposit a fixed amount once in a month for a certain period. The total deposit along with the interest therein is payable on maturity. However, the depositor can also be allowed to close the account before its maturity and get back the money along with the interest till that period. The rate of interest allowed on the deposits is higher than that on a savings bank deposit but lower than the rate allowed on a fixed deposit for the same period.
NRO Deposit Account
NRO stand for Non Resident Ordinary saving account
The Non Resident Ordinary Account (NRO Account) is a Savings / Current. Recurring Deposit / Fixed Deposit bank account held in India, in Indian Rupees. NRO account is opened by any person resident outside India only who want to earn attractive rate of interest in India and also have some earnings in India (such as rent income, dividend, pension, etc).This account is best suited for NRI or PIO who have some earnings in India as these earnings are deposit in NRO account .NRO account is only operated in Indian currency only .Average monthly balance in NRO saving account is Rs1,50,000. NRIs can remit up to 1 million per calendar year. Banks are free to determine their interest rates on savings deposits under Ordinary Non-Resident (NRO) Accounts. However, interest rates offered by banks on NRO deposits cannot be higher than those offered by them on comparable domestic rupee deposits
NRE Account
NRE stands for Non Resident External Account. The Non Resident External Account (NRE Account) is a Savings / Current. Recurring Deposit / Fixed Deposit bank account held in India, in Indian Rupees. Such accounts can be opened only by the NRI. Balances held in NRE account are fully repairable. With effect from March 1, 2014, interest rates offered by banks on NRE deposits cannot be higher than those offered by them on comparable domestic rupee deposits
Notes:
a) Minimum age to open a bank account is now 10 years.
b) Maximum Interest rate is given on FD A/c.
c) The maximum period of an FD is 10 years & for RD is 5 years.

### Time, Work and Wages Problems For Bank Exam - Work and wages Concept and Shotcut

Time, Work and Wages Problems For Bank Exam

Quantitative Aptitude Study Notes for Bank Exam
Complete work and wages concept
work and wages Shortcut
You know that quantitative aptitude section is most important in bank exams in PO and Clerk and for other competitive exams because if you want good score in bank exam then you have to score good in math's. In competitive exams the most important thing is time management, if you know how to manage your time then you can do well in Bank Exams as well as in other competitive exams. That’s where maths shortcut tricks and formula are comes into action.

So continuously we are providing shortcut tricks on different maths topics. Today’s topic is time and wages problems for bank exam. This is the one of the most important topic in quantitative aptitude section in bank and SSC exam. You should know how to solve time and wages questions in very short time for bank exam. From this chapter around 1-2 questions are given in the SBI and IBPS exams. For this here we are providing shortcut tricks and quicker method to solve time, work and wages problems in very short time. This topic is similar to the time and work problems topic but the only difference is that in this topic we will also find out wages of the workers according to their time for that particular work. Time and wages formulas: If ‘M1’ persons can do ‘W1’ work in ‘D1’ days and ‘M2’ persons can do ‘W2’ work in ‘D2’ days then we have a very special general formula in the relationship of M1 D1 W2 = M2 D2 W1.

### Time and Work Problems For Bank Exam

Time and Work Problems For Bank Exam

Quantitative Aptitude Study Notes for Bank Exam
You know that quantitative aptitude section is most important in bank exams in PO and Clerk and for other competitive exams because if you want good score in bank exam then you have to score good in maths. In competitive exams the most important thing is time management, if you know how to manage your time then you can do well in Bank Exams as well as in other competitive exams. That’s where maths shortcut tricks and formula are comes into action. So continuously we are providing shortcut tricks on different maths topics. Today’s topic is time and work problems for bank exam. This is the one of the most important topic in quantitative aptitude section in bank and SSC exam. You should know how to solve time and work questions in very short time for bank exam. From this chapter around 1-2 questions are given in the SBI and IBPS exams. For this here we are providing shortcut tricks and quicker method to solve time and work problems in very short time. Before going to solve questions for time and work, we study little bit about basics and formulas for time and work. If ‘M1’ persons can do ‘W1’ work in ‘D1’ days and ‘M2’ persons can do ‘W2’ work in ‘D2’ days then we have a very special general formula in the relationship of M1 D1 W2 = M2 D2 W1. The above relationship can be taken as a very basic and all-in-one formula. We also derive:

### Compound Interest Problems For A Bank Exam

Compound Interest Problems For A Bank Exam

Quantitative Aptitude Study Notes for Bank Exam
You know that quantitative aptitude section is most important in bank exams in PO and Clerk and for other competitive exams because if you want good score in bank exam then you have to score good in maths. In competitive exams the most important thing is time management, if you know how to manage your time then you can do well in Bank Exams as well as in other competitive exams. That’s where maths shortcut tricks and formula are comes into action. So continuously we are providing shortcut tricks on different maths topics. Today’s topic is Compound Interest. This is the one of the most important topic in quantitative aptitude section in bank and SSC exam. You should know how to compound interest problems in very short time for bank exam. From this chapter around 1-2 questions are given in the SBI and IBPS exams. For this here we are providing shortcut tricks and quicker method to solve compound interest problems in very short time.  Interest is the money paid by the borrower to the lender for the use of money lent. The sum lent is called the principal. Interest is usually calculated at the rate of so many rupees for every Rs 100 of the money lent for a year. This is called the rate per cent per annul.

### Simple Interest Quantitative Aptitude Study Notes for Bank Exam

Simple Interest Quantitative Aptitude Study Notes for Bank Exam
You know that quantitative aptitude section is most important in bank exams in PO and Clerk and for other competitive exams because if you want good score in bank exam then you have to score good in maths. In competitive exams the most important thing is time management, if you know how to manage your time then you can do well in Bank Exams as well as in other competitive exams. That’s where maths shortcut tricks and formula are comes into action. So continuously we are providing shortcut tricks on different maths topics. Today’s topic is Simple Interest. This is the one of the most important topic in quantitative aptitude section in bank and SSC exam. You should know how to simple interest questions and answers in very short time for bank exam. From this chapter around 1-2 questions are given in the SBI and IBPS exams. For this here we are providing shortcut tricks and quicker method to solve simple interest problems in very short time.  Interest is the money paid by the borrower to the lender for the use of money lent. The sum lent is called the principal. Interest is usually calculated at the rate of so many rupees for every Rs 100 of the money lent for a year. This is called the rate per cent per annum.

### PROBABILITY (Introduction and Concepts)

PROBABILITY (Introduction and Concepts)

Quantitative Aptitude Study Notes for Bank & SSC Exam
You know that quantitative aptitude section is most important in bank exams in PO and Clerk and for other competitive exams because if you want good score in bank exam then you have to score good in maths. In competitive exams the most important thing is time management, if you know how to manage your time then you can do well in Bank Exams as well as in other competitive exams. That’s where maths shortcut tricks and formula are comes into action. So continuously we are providing shortcut tricks on different maths topics. Today’s topic is Probability. This is the one of the most important topic in quantitative aptitude section in bank and SSC exam. You should know how to probability questions and answers in very short time for bank exam. From this chapter around 1-2 questions are given in the SBI and IBPS exams. For this here we are providing shortcut tricks and quicker method to solve probability problems in very short time. It is similar to previous topic permutations and combinations.

### PERMUTATIONS AND COMBINATIONS

PERMUTATIONS AND COMBINATIONS
Quantitative Aptitude Study Notes for Bank & SSC Exam
You know that quantitative aptitude section is most important in bank exams in PO and Clerk and for other competitive exams because if you want good score in bank exam then you have to score good in maths. In competitive exams the most important thing is time management, if you know how to manage your time then you can do well in Bank Exams as well as in other competitive exams. That’s where maths shortcut tricks and formula are comes into action. So continuously we are providing shortcut tricks on different maths topics. Today’s topic is Permutations and combinations. This is the one of the most important topic in quantitative aptitude section in bank and SSC exam. You should know how to Permutations and combinations questions and answers in very short time for bank exam. From this chapter around 1-2 questions are given in the SBI and IBPS exams. For this here we are providing shortcut tricks and quicker method to solve permutations and combinations problems in very short time.

### BOATS AND STREAMS QUANTITATIVE APTITUDE STUDY NOTES

BOATS AND STREAMS QUANTITATIVE APTITUDE STUDY NOTES

FOR BANK AND SSC EXAM
You know that quantitative aptitude section is most important in bank exams in PO and Clerk and for other competitive exams because if you want good score in bank exam then you have to score good in maths. In competitive exams the most important thing is time management, if you know how to manage your time then you can do well in Bank Exams. That’s where maths shortcut tricks and formula are comes into action. So continuously we are providing shortcut tricks on different maths topics.
Today’s topic is BOATS AND STREAMS; this is the one of the most important topics in quantitative aptitude section in Bank and SSC exam. You should know how to calculate Boats and stream questions and answers in very short time for bank exam. From this chapter around 1-2 questions are given in the SBI and IBPS exams. For this here we are providing shortcut tricks and quicker method to calculate BOATS AND STREAMS in very short time. We also providing the theorems which are elaborate short trick formula’s for stream boat.
Introduction to Boats and Streams: Normally, by speed of the boat or swimmer we mean the speed of the boat or swimmer in still water. If the boat ( or swimmer ) moves against the stream then it is called upstream and if it moves with the stream, it is called downstream.
If the speed of the boat (or the swimmer) is x and if the speed of the stream is y then, while upstream the effective speed of the boat = x – y and while downstream the effective speed of the boat = x + y.
Here are the theorems and formula’s with short tricks for boats and streams:
Theorem 1:
if x km per hour be the man’s rate in still water, and y km per hour the rate of the current.  Then
x + y = man’s rate with current
x – y = man’s rate against current.
Adding and subtracting and then dividing by 2.
x = ½ ( man’s rate with current + his rate against current)
y = ½ ( man’s rate with current – his rate against current)

hence, we have the following two facts:
(i)                A man’s rate in still water is half the sum of his rates with and against the current.
(ii)              The rate of the current is half the difference between the rates with and against the current.
Ex. 1: A man can row upstream at 10 km/hr and downstream at 16 km/hr. Find the man’s rate in still water and the rate of the current.
Solution: Rate in still water = ½ (10 + 6) = 13 km/hr
Rate of current = ½ (16 – 10) = 3 km/hr
Ex. 2: A man swims downstream 30 km and upstream 18 km, taking 3 hrs each time. What is the velocity of current?
Solution: Man’s rate downstream = 30/3 km/hr = 10 km/hr
Man’s rate upstream = 18/3 km/hr = 6 km/hr
Velocity of stream = (10 – 6) / 2
= 2 km/hr
Ex. 3: A man can row 6 km/hr in still water. It takes him twice as long to row up as to row down the river. Find the rate of the stream.
This questions we can solve by three methods, we will discuss one by one;
Solution: method 1:
Let man’s rate upstream = x km/hr
Then, man’s rate downstream = 2x km/hr
Man’s rate in still water = ½ (x + 2x) km/hr
3x/2 = 6
Or x = 4 km/hr
Thus, man’s rate upstream = 4 km/hr
Man’s rate downstream = 8 km/hr
Rate of stream = ½ (8 – 4) = 2 km/hr

Method 2:
We have,
Up rate + down rate = 2 * rate in still water
= 2 * 6 = 12 km/hr
Also, up rate: down rate = 1:2
So, dividing 12 in in the ration of 1: 2, we get
Up rate = 4 km/hr
Down rate = 8 km/hr
Rate of stream = 8 – 4 / 2
= 2 km/hr
Method 3 (shortest Method): let the rate of stream = x km/hr
Then,
6 + x = 2 (6-x)
Or, 3x = 6
X = 6/3 = 2 km/h
Theorem 2: for boats and streams:
A man can row x km/hr in still water. If in a stream which is following at y km/hr, it takes him z hrs to row to a place and back, the distance between the two places is z(x2 – y2 ) / 2x
Proof: man’s speed up stream = (x – y) km/hr
Man’s speed downstream = (x + y ) km/hr
Let the required distance be ‘A’ km then

Or, 2Ax / x2 – y2 = z
The required distance = z(x2 – y2) / 2x

Ex. 4: A man can row 6 km/hr in still water. When the river is running at 1.2 km/hr, it takes him 1 hour to row to a place and back. How far is the place?
Solution: Man’s rate downstream = (6 + 1.2) km/hr = 7.2 km/hr
Man’s rate upstream = (6 – 1.2) km/hr = 4.8 km/hr
Let the required distance be x km. Then
x/7.2 + x/4.8 = 1
or 4.8x + 7.2x = 7.2 * 4.8
x = 7.2 * 4.8 / 12
= 2.88 km.
By direct formula: required distance = 1*(62 – (1.2)2) / 2*6
36 – 1.44 / 12
3 – 0.12
=2.88 km.
Theorem 3: for boats and streams:
A man rows a certain distance downstream in x hours and returns the same distance in y hrs. If the stream follows at the rate of z km/hr then the speed of the man  in still water is given by
Z(x+y) / y-x km/hr.

Proof: let the speed of the man in still water be ‘m’ km/hr.
Then, his upstream speed = (m - z) km/hr.
And downstream speed = (m + z) km/hr/
Now, we are given that up and down journey are equal, therefore x(m + z) = y(m – z)
Or, m(y-x) = z(x+y)
M = z(x + y) / y – x km/hr
Ex. 5: Ramesh can row a certain distance downstream in 6 hours and return the same distance in 9 hours. If the stream flows at the rate of 3 km per hour, find the speed of Ramesh in still water.
Solution:
By the above formula: Ramesh’s speed in still water = 3(9+6) / 9-6 km/hr.

### REASONING LOGICAL PUZZLE STUDY NOTES FOR BANK EXAM -Logical Puzzles with Solutions

Logical Puzzles with Solutions
FOR BANK EXAM

SBI, IBPS & RRB
COMPARISON TYPE LOGIC PUZZLES
In bank exam (SBI, IBPS, and RRB) & SSC Reasoning is one of the most important sections. A good score in reasoning test can lead you at higher marks in banking exam. So as continuously we are providing reasoning study notes on different topics.  In competitive exams the most important thing is time management, if you know how to manage your time then you can do well in Bank Exams. In reasoning some questions are very easy which needs only few seconds to solve them. But some of the questions are very tricky and lengthy for example LOGIC PUZZLES questions but as well as it is very important topic. Usually 14 – 15 questions can be given from this topic in bank exam or other competitive exams as well. It can be easy topic if you have right tricks to find out logic by which the puzzle will be solved. Here we are providing important tips and example which are asked in SBI, IBPS bank exams.

### PIPES AND CISTERNS

Quantitative Aptitude Study Notes for Bank & SSC Exam
PIPES AND CISTERNS
You know that quantitative aptitude section is most important in bank exams in PO and Clerk and for other competitive exams because if you want good score in bank exam then you have to score good in maths. In competitive exams the most important thing is time management, if you know how to manage your time then you can do well in Bank Exams. That’s where maths shortcut tricks and formula are comes into action. So continuously we are providing shortcut tricks on different maths topics.
Today’s topic is PIPES AND CISTERNS. This is the one of the most important topic in quantitative aptitude section in bank and ssc exam. You should know how to calculate pipe and cisterns questions and answers in very short time for bank exam. From this chapter around 1-2 questions are given in the SBI and IBPS exams. For this here we are providing shortcut tricks and quicker method to calculate pipe and cisterns in very short time.

### TIME DISTANCE AND TRAINS

Quantitative Aptitude Study Notes

BANK AND SSC EXAM

TIME DISTANCE AND TRAINS
You know that quantitative aptitude section is most important in bank exams in PO and Clerk and for other competitive exams because if you want good score in bank exam then you have to score good in maths. In competitive exams the most important thing is time management, if you know how to manage your time then you can do well in Bank Exams. That’s where maths shortcut tricks and formula are comes into action. So continuously we are providing shortcut tricks on different maths topics.
Today’s topic is TIME DISTANCE AND TRAINS, it is similar to time and distance topic which we have covered in our recent topic. This is the one of the most important topic in quantitative aptitude section in bank and ssc exam. You should know how to calculate trains questions and answers in very short time for bank exam. From this chapter around 1-2 questions are given in the SBI and IBPS exams. For this here we are providing shortcut tricks and quicker method to calculate TIME DISTANCE AND TRAINS in very short time.

### TIME AND DISTANCE

Quantitative Aptitude Study Notes
Bank & SSC Exam

TIME AND DISTANCE
You know that quantitative aptitude section is most important in bank exams in PO and Clerk and for other competitive exams because if you want good score in bank exam then you have to score good in maths. In competitive exams the most important thing is time management, if you know how to manage your time then you can do well in Bank Exams. That’s where maths shortcut tricks and formula are comes into action. So continuously we are providing shortcut tricks on different maths topics.
Today’s topic is TIME AND DISTANCE. This is the one of the most important topic in quantitative aptitude section in bank and ssc exam. You should know how to calculate time and distance questions and answers in very short time for bank exam. From this chapter around 1-2 questions are given in the SBI and IBPS exams. For this here we are providing shortcut tricks and quicker method to calculate time and distance in very short time.
If we want to solve time and distance questions or any other type of questions, then the first thing that we need that is Formulas about that topic. So here is the list of formulas that is used in time and distance quantitative topic.

### PROFIT AND LOSS (Profit and loss questions for Bank exams)

Quantitative Aptitude Study Notes
Bank & SSC Exam

PROFIT AND LOSS

Profit and loss questions for bank exams. You know that the quantitative aptitude section is most important in bank exams in PO and Clerk and for other competitive exams because if you want a good score in the bank exam then you have to score well in maths. In competitive exams the most important thing is time management, if you know how to manage your time then you can do well in Bank Exams. That’s where maths shortcut tricks and formula are comes into action. So continuously we are providing shortcut tricks on different maths topics.

One of the most important topics in maths is PROFIT AND LOSS for Competetive Exams. You should know how to calculate profit and loss in a very short time. For this here we are providing shortcut tricks and quicker methods to calculate profit and loss in maths.

For profit and loss, we use the rule of the fraction is dominant. We should understand this rule very well because it is going to be used in almost all the questions.

If our required value is greater then the supplied value, we should multiply the supplied value with a fraction which is more than one. And if our required value is less than the supplied value, we should multiply the supplied value with a fraction that is less then one.
If there is a gain of x%, the calculating figures would be 100 and (100 + x).
If there is a loss of y%, the calculating figures would be 100 and (100 - y).
If the required value is more than the supplied value, our multiplying fractions should be 100 + x / 100
Or
100 / 100 – y
(both are greater than 1).
If the required value is less than the supplied value, our multiplying fractions should be
Fractions should be 100 / 100 + x
Or
100 – y / 100
(Both are less than 1).

PROFIT = SELLING PRICE (SP) – COST PRICE (CP)
LOSS = COST PRICE (CP) – SELLING PRICE (SP)
To find the gain or loss percent %
The profit or loss is generally reckoned as so much percent on the cost.
GAIN OR LOSS PER CENT % = loss or gain × 100 / CP

### MACHINE INPUT OUTPUT

REASONING STUDY NOTES FOR BANK EXAM
SBI, IBPS AND RRB

MACHINE INPUT OUTPUT
In bank exam (SBI, IBPS, and RRB) & SSC Reasoning is one of the most important sections. A good score in reasoning test can lead you at higher marks in banking exam. In reasoning MACHINE INPUT OUTPUT is important topic. Usually 5-6 questions can be given from this topic in bank exam or other competitive exams as well. It can be easy topic if you have right tricks to find out logic by which the sequence is going on in input output. Here we are providing important tips and machine input output questions which are asked in SBI, IBPS bank exams.
This topic is important for the main exam of SBI and IBPS.
In Machine Input Output, a message comprising of randomness letters/words or numbers or a combination of both is given as the input followed by steps of rearrangement to give sequential outputs. The candidate is required to trace out the pattern in the given rearrangement and then determine the desired output step, according as is asked in the questions.
In input output, the basic problem is time management. You can obviously get the logic if you are free from time limit, but the challenge is to get the logic as quickly as possible and get done with the questions to score more. So, here you can learn how to solve machine input by saving your time.